How one can Apply for Social Safety Advantages in 2024

If retirement is in your close to future, you are possible wanting ahead to stress-free and taking over further hobbies. However attending to that time could be a bit tough — particularly when IT involves making use of on your earned Social Safety advantages and ensuring your Health insurance coverage is lined up. Don’t fret, we’ll stroll you thru the fundamentals beneath. 

Earlier than you apply, be sure to know while you’d like to start receiving your Social Safety advantages — as an example, for those who flip 65 in November 2024, you may wish to start receiving your advantages then. Be aware you could start receiving your Social Safety cash as early as age 62 for a smaller payout, or wait until age 70 to obtain your largest month-to-month profit quantity. This is the utmost quantity you may obtain.

We’ll clarify every little thing you will must have readily available while you begin your Social Safety software and easy methods to apply. For extra, here is the Social Safety fee schedule. 

Collect this data earlier than making use of for Social Safety advantages

While you’re prepared to use on your Social Safety advantages, you will want this Information readily available. 

Private Information: 

• Your Social Safety quantity
• The place you have been born (metropolis, state, nation)

Employment Information:

• Names of employers for the previous two years
• Dates of employment

Present and previous partner Information:

• Your present or former partner’s Social Safety quantity and birthday
• Date you bought married or divorced
• The place you bought married (metropolis, state, nation)

Banking particulars:

• Routing and account quantity on your checking account

Title of eligible kids: 

• Your kids could possibly be eligible for advantages in the event that they’re underneath age 18, or 18 or 19 and nonetheless in highschool, or who turned disabled earlier than 22

How one can apply for Social Safety advantages

While you’re prepared to use for Social Safety advantages, go to ssa.gov/apply. If you have not but created a Social Safety account, you will must now. Create a free My Social Safety account. 

From right here, you will choose who you wish to apply for and what you wish to apply for. Your selections embrace a number of forms of advantages, together with retirement, household, incapacity and survivor advantages. As soon as you have made your choice, click on Learn to apply.

Subsequent, you will scroll all the way down to the field that claims “Submit an software.” Click on Begin software and skim by way of the phrases of service and test the “I agree” field to maneuver on to the subsequent step. 

If you have not already, you will be prompted to register to your My Social Safety account earlier than you begin the appliance, and you may must confirm your e-mail deal with. Observe the onscreen prompts to finish the appliance.

When you need assistance making use of, you may also arrange an appointment with a Social Safety agent by calling 800-772-1213. They will both arrange a telephone or an in-person appointment.

When will I hear again about my software?

As soon as your software has been submitted, the Social Safety Administration says it’s best to get a letter within the mail inside 30 days of the month you requested your advantages to start out. Your letter will both verify your advantages are accepted or will ask for extra Information. 

You can too preserve tabs in your software by checking the standing with this Social Security tool.

As soon as you start receiving Social Safety advantages, you should still must file your taxes — discover out right here. Additionally, here is what would occur to your Social Safety test within the occasion of a authorities shutdown.